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MetLife Sr. Contract Development Consultant in New York, New York

Work from Home: Yes

Role Value Proposition:

The Retirement & Income Solutions (“RIS”) business is part of MetLife’s U.S. Business. RIS delivers business-to-business retirement and benefit funding solutions in specialized financial and insurance markets.

RIS is a leading provider of stable value products, structured settlements, annuities for employer sponsored plans and life insurance funding products. As part of the RIS Contracts team, this role works closely with the product, sales, operations, and legal teams to develop and file contracts and related documents for new and existing products.

This role is primarily responsible for developing, filing with regulatory authorities, and issuing forms for pension risk transfer products provided under the RIS organization. In addition, the role would include reviewing peer work, and managing projects as a seasoned contract development specialist for the RIS organization. Forms primarily include group annuity contracts, amendments, certificates, letters of agreement, annuitant listings, and separate account memoranda of operations

Key Responsibilities:

  • Prepare complex detailed documentation including proposals, commitment agreements, and contracts for prospective pension risk transfer opportunities in a fast-pace deadline driven environment.

  • Prepare filing submission documentation, prepare responses to insurance regulators’ questions and requests, and negotiate approvals with state insurance departments for products ranging from complex to highly complex group annuity products, address complex non-standard assignments and devise solutions. Establish a strong working relationship with insurance regulatory personnel to secure timely approvals that address product and compliance needs.

  • Support state insurance regulatory filings (including Interstate Insurance Compact), using primarily the SERFF electronic filing system and recordkeeping requirements for RIS.

  • Develops and issues forms ranging from complex to highly complex group annuity contracts to support new and existing pension risk transfer business within RIS. Determine variations in forms to ensure compliance with applicable laws and regulations

  • Assist in the analysis of proposed and enacted laws and regulations to identify required compliance activities,

  • Provide technical support in analysis of critical new product ventures and due diligence, communicating implications to stakeholders.

  • Draft and coordinate the development of separate account memoranda of operations filed with state regulators.

  • Demonstrates high level of impact and influence when collaborating with other internal MetLife departments or when negotiating with clients or outside state insurance departments.

  • Research and respond to internal and external customer questions regarding contract features and compliance.

  • Coordinate cross-functional projects; lead and assist on special initiatives requiring project management skills, as required.

  • Collaborate with team to develop and maintain best practices from an efficiency and governance point of view.

  • Provide training and technical support to team members.

  • Provide support to other RIS Contracts teams as needed.

  • Performs other duties as assigned or required.

Essential Business Experience and Technical Skills:


  • Strong analytical, problem solving and research skills to handle complex issues.

  • Attention to detail, organizational skills and the ability to multitask.

  • Self-motivated, flexible and enthusiastic.

  • Excellent oral and written communication skills with ability to engage constructively with associates of various disciplines and levels as well as with insurance department regulators.

  • Proficient in MS Word, Excel, PowerPoint, and Adobe Acrobat.Outcome-focused and deadline oriented.

  • Strong interpersonal relationship skills in order to maintain positive working relationships with associates and business partners.

  • Strong interest in identifying and researching opportunities for continuous improvement, including digital/automated business solutions, integrating technology and process improvements.

  • Expert level of contract development and maintenance knowledge and advanced technical writing skills and understanding of the insurance industry and product lines.

  • Knowledge of the regulatory requirements and procedures for the development and filing of compliant contract forms associated with annuity business.

  • Interest in managing projects and reviewing work.

  • Strong customer focus.

  • Willingness to learn and develop skills across a multi-disciplined contracts team and share knowledge as appropriate.


  • Bachelors Degree is strongly preferred; JD is a plus.

  • Paralegal or similar legal experience.

  • 4-6+ years of solid contract development, compliance, legal or relevant business experience.

  • Ability to interact and work collaboratively and constructively with people at various levels within RIS and with regulators at state departments of insurance.

  • Knowledge of Pension Risk Transfer business, qualified defined benefit plans, and ERISA is a plus.

Business Category

Contract Development

Number of Openings


At MetLife, we’re leading the global transformation of an industry we’ve long defined. United in purpose, diverse in perspective, we’re dedicated to making a difference in the lives of our customers.


MetLife, through its subsidiaries and affiliates, is one of the world’s leading financial services companies, providing insurance, annuities, employee benefits and asset management to help its individual and institutional customers navigate their changing world. Founded in 1868, MetLife has operations in more than 40 countries and holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East.

We are one of the largest institutional investors in the U.S. with $659.6 billion of total assets under management as of December 31, 2020. We are ranked #48 on the Fortune 500 list for 2020. In 2020, we were named to the Dow Jones Sustainability Index (DJSI) for the fifth year in a row. DJSI is a global index to track the leading sustainability-driven companies.

MetLife is committed to building a purpose-driven and inclusive culture that energizes our people. Our employees work every day to help build a more confident future for people around the world. Visit us at to learn more about our brand, history, and values.

We want to make it simple for all interested and qualified candidates to apply for employment opportunities with MetLife. If you need assistance and/or a reasonable accommodation due to a disability during the application or the recruiting process, please send a request to or call our Employee Relations Department at 1-877-843-3711.

MetLife is a proud Equal Employment Opportunity and Affirmative Action employer dedicated to attracting, retaining, and developing a diverse and inclusive workforce. All qualified applicants will receive consideration for employment at MetLife without regards to race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, national origin, marital or domestic/civil partnership status, genetic information, citizenship status, uniformed service member or veteran status, or any other characteristic protected by law.

MetLife maintains a drug-free workplace.

Requisition #: 117136